What is Covered?

  • Other Plan’s Copay/Deductibles
  • Doctor, Urgent Care & ER Visits
  • Hospital Stays & Surgery
  • Lab/Diagnostic Services
  • Prescription Drugs

Fixed Indemnity Insurance

Fixed indemnity insurance plan that pays you back.

A fixed indemnity plan is a plan that can supplement a major medical plan or maybe even a short term medical plan to cover your out-of-pocket costs associated for other medical services – including outpatient care, trips to the doctor for illness or injury, lab work and prescription drugs.

In general, fixed indemnity plans pay out cash benefits for specific covered situations related to hospital and doctor medical care. Sometimes called Hospital & Doctor Fixed Indemnity, the benefits received through these plans can help cover the annual deductibles that you may have to pay before receiving any coverage from your major medical or short term health plan.

Fixed indemnity plans are also more affordable than a major medical plan and consumers may see an average cost of $75.00 a month.

FixedIndemnity.com, a website owned by Health Network Group, LLC, markets products underwritten by National Health Insurance Company, Integon National Insurance Company and Integon Indemnity Corporation. Health Network Group National Health Insurance Company, Integon National Insurance Company and Integon Indemnity Corporation are all related companies under National General Holdings Corp.

FixedIndemnity.com is privately owned and all information and advertisements are independent and are not associated with any state exchange or the federal marketplace. Additionally, this website is not associated with, sanctioned by or managed by the federal government, the Centers for Medicare & Medicaid or the Department of Health and Human Services. HealthNetwork is not a licensed agent or broker and cannot write insurance policies, but will connect consumers to one of its trusted partners to complete the enrollment process.